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Accend

AI agents for commercial underwriting at banks and fintechs

y-combinatorSummer 2023FintechGenerative AIFinanceArtificial Intelligence18 peoplehiring
Joseph Zhou
Pranjal Daga
Yutong Pei

Joseph Zhou, Pranjal Daga +1 · 3 co-founders

2023Founded
Team
18
current
Co-founders
3
current
Stage
Founded
Source for Founded
Profile coverage3 of 8 · missing Location, Funding, Signals, Customers, Stack / tools · last run 8/10/2026

About

Accend helps commercial banks and fintechs underwrite business customers faster, win more deals and increase revenue. We provide an end-to-end platform to automate document intake, financial statement / tax spreading, cash flow modeling, credit memos and portfolio management, with audit-ready AI and human-in-the-loop accuracy. Companies like Corpay, Brex, Rippling, Rho, Column, Settle, and many others have reduced application processing time by 80% with Accend, significantly enhancing their credit underwriting efficiency Before starting Accend, the founders led Product & Engineering on the Risk team at Brex as well as at Deutsche Bank and Credit Suisse so they have firsthand experienced issues with operational efficiency in credit/underwriting teams. Accend has raised a $3.2M seed round from Y Combinator, Adverb Ventures, General Catalyst and 645 Ventures.

3 founders