Affirm

About

Affirm is a U.S.-based financial technology company that offers buy now, pay later installment loans integrated directly into merchants’ checkout experiences.[1][5][7] Its platform includes point-of-sale payment options, merchant commerce solutions, and a consumer-focused app and card that allow shoppers to split purchases into predictable payments without hidden fees.[5][7][10] Affirm partners with hundreds of thousands of merchants across categories such as retail, travel, and general merchandise, and operates primarily in the United States and Canada.[5][7][10] The company positions itself as a transparent alternative to traditional credit by emphasizing clear terms and responsible spending.[4][7]