Bilrost
Automated infrastructure for modern commercial lenders.
Peter Hsu, Silvia Chen · 2 co-founders
About
Every credit decision runs on context, OMs, tax, financials, borrower history, the judgment of your best underwriters, scattered across systems that don't talk to each other. The hard part of automating credit was never the doc processing. It was turning that context into something accurate enough to act on and auditable enough to defend. Bilrost is AI-native infrastructure for commercial credit. We turn the documents behind every deal into a structured context graph that powers the full lifecycle — intake, underwriting, servicing, monitoring — collapsing weeks of work down to minutes, with an audit trail risk and compliance can stand behind. We've already processed over 10,000 deals and are piloting with top lenders. Because the intelligence lives in the context graph, not a black-box prompt, every output is transparent, traceable, and compounds across lenders into intelligence no single institution could build alone.