Chestnut
The first AI mortgage lender
y-combinatorSpring 2025FintechReal estate techConsumerArtificial Intelligence🇺🇸 San Francisco2 peoplehiring
Spencer Brown · 1 founder
Profile coverage4 of 8 · missing Funding, Signals, Customers, Stack / tools · last run 8/14/2026
About
Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.