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Karoo

AI native consumer lending platform for underserved Americans

y-combinatorWinter 2025FintechConsumerNeobank🇨🇦 Toronto3 people
Hugo Markland
Jeanot Dawson
Oliver Lambson

Hugo Markland, Jeanot Dawson +1 · 3 co-founders

2025Founded
Team
3
current
Co-founders
3
current
Stage
Founded
Source for Founded
Profile coverage4 of 8 · missing Funding, Signals, Customers, Stack / tools · last run 8/10/2026

About

US consumers within the risk appetite of prime lenders are served by the most competitive and efficient consumer lending marketplace globally. However, once you fall outside of this as a borrower, market efficiency breaks down and incumbents take advantage of low levels of competition to price gouge. We're fixing this.

3 founders