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Kosh

Creating Microfinance 2.0.

Aayush Goel
Sahil Bansal

Aayush Goel, Sahil Bansal · 2 co-founders

2020Founded
Team
56
current
Co-founders
2
current
Stage
Founded
Source for Founded
Profile coverage4 of 8 · missing Funding, Signals, Customers, Stack / tools · last run 8/11/2026

About

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

2 founders