3x founder

Ed Chin

Managing Director at Fintonia Group

Founder

OctiFi· Winter 2021🇸🇬 Singapore, Singapore

in LinkedIn

2026Head of Structured Credit Lending· Fintonia Group

Founder · since 2019

Company

Fintonia Group

Role

Head of Structured Credit Lending

current

Stage

—

no public source

Raised

—

no public source

Based

Singapore

current

Founder / co-founder — the company's markEmployee / research role

Source: LinkedIn work history

Profile coverage5 of 7 · missing posts, contact

OctiFi

Buy Now Pay Later for Southeast Asia

Winter 2021

Experience

Career

Fintonia Group
Managing Director | Head of Structured Credit Lending · Singapore · 2026 – Present
2026
Refy
Founder
Founder and CEO · Singapore · 2024 – Present
2024
LatitudePay Asia
Founder
Founding Partner | Chief Operating Officer · Singapore · 2021 – 2023
2021
LatitudePay Asia
Founder
Founder and CEO, formerly OctiFi (YC W21) · Singapore · 2019 – 2021
2019
OctiFi
Founder
Founder and CEO, formerly OctiFi (YC W21) · Singapore · 2019 – 2021
2019
Sweeten
Chief Data Officer · Greater New York City Area · 2018 – 2019
2018
RoomUnity
Managing Partner · Greater New York City Area · 2017 – 2019
2017
Tilden Park Capital Management
Managing Director | Portfolio Manager · New York · 2013 – 2016
2013
Goldman Sachs
Managing Director · New York · 2011 – 2013
2011
Goldman Sachs
Vice President · Greater New York City Area · 2005 – 2011
2005
Goldman Sachs
Analyst · Greater New York City Area · 2003 – 2005
2003

Bio

Ed Chin, based in Singapore, pioneered AI-driven credit underwriting for "buy now pay later" platform OctiFi (YC W21), driving its acquisition by Latitude Financial. A Yale graduate in Economics and Mathematics, Ed previously traded billions in distressed credit on Wall Street. Now, he's leveraging his expertise to revolutionize green asset financing across APAC with a new credit-focused platform backed by climate tech investors.