4x founder

Carmel Limcaoco

CEO at Kita | Underwrite anyone in minutes | Stanford HAI, ex-Apple, YC W26

Co-founder

Kita· Winter 2026 San Francisco Bay Area

in LinkedIn 𝕏 @carmelkita

2025Co-founder· Kita (YC W26)

Founder · since 2016

Company

Kita (YC W26)

Role

Co-Founder, CEO

current

Stage

—

no public source

Raised

—

no public source

Based

San Francisco Bay Area

current

Founder / co-founder — the company's markEmployee / research role

Source: LinkedIn work history

Profile coverage5 of 7 · missing posts, contact

Kita

Automate credit assessment for lenders in emerging markets

Winter 2026

Experience

Career

Kita (YC W26)
Co-founder
Co-Founder, CEO · San Francisco Bay Area · 2025 – Present
2025
Kaya Founders
Product Fellowship Director · Manila, National Capital Region, Philippines · 2025
2025
Stanford Concert Network
Executive Director · Stanford, California, United States · 2024 – 2025
2024
Apple
Product Manager, Shazam · New York, New York, United States · 2024
2024
Stanford HCI Group
Research Assistant · Stanford, California, United States · 2023 – 2024
2023
Apple
Product Manager, Apple Music · Culver City, California, United States · 2023
2023
DAHA
Co-founder
Co-Founder, Product & UI/UX · Stanford, California, United States · 2022 – 2023
2022
Apple
Producer, apple.com · Austin, Texas, United States · 2022
2022
Agromovil
Communications Intern · 2021
2021
codeHER
Project and Marketing Director · Washington DC-Baltimore Area · 2021
2021
Run The World
Founder
Content Marketing Coordinator · Cambridge, Massachusetts, United States · 2021
2021
Run The World
Social Media Coordinator · San Francisco, California, United States · 2020 – 2021
2020
Run The World
Business Development and Content Intern · San Francisco, California, United States · 2020
2020
One Million Lights Philippines
Co-founder
Youth Branch Co-Founder and Co-President · Manila, National Capital Region, Philippines · 2016 – 2020
2016

Bio

Carmel is the co-founder and CEO of Kita. She is from Manila and studied Symbolic Systems & Music at Stanford. Prior to Kita, she was completing her Master’s in Computer Science. She spent three summers in audio and music product at Apple, where she was one of few interns to ever ship a feature in iOS. She was awarded by the United Nations at 16, launched the first Product Fellowship in the Philippines, and co-founded DAHA in 2022, where she took Stanford’s first marketplace from 0 to 1.