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Billow AI Labs

AI-native Accounting Firm to Replace the Big-4

Joanathan McIntosh
Philip Moniaga

Joanathan McIntosh, Philip Moniaga · 2 co-founders

2026Founded
Co-founders
2
current
Stage
Founded
Source for Founded
Profile coverage3 of 8 · missing Team size, Funding, Signals, Customers, Stack / tools · last run 8/8/2026

About

Billow handles the work of Accounting and FP&A FTEs keeping teams compliant and audit-ready. We work within existing stacks (NetSuite, Coupa, and 80+ other systems) and complex spreadsheets, chasing down information and coordinating approvals across stakeholders. Built by repeat founders; Joan built and exited an accounting/ERP platform (45,000 businesses in 4 years) and Phil built Bloomberg's financial “brain” data infrastructure, and as CTO of a trading platform ($1B in volume). Advisors include CFOs, controllers, auditors from publicly-traded biopharma, and a Big-4 Accounting firm.

2 founders