2x founder

Philip Moniaga

Co-Founder & CTO @ Billow (YC S26) | 2x YC Founder | Ex-Bloomberg & Booking.com

Co-founder

Billow AI Labs· Summer 2026 San Francisco Bay Area

in LinkedIn

2026Co-founder· The Billow AI (YC S26)

Founder · since 2022

Company

The Billow AI (YC S26)

Role

Co-Founder

current

Stage

—

no public source

Raised

—

no public source

Based

—

Founder / co-founder — the company's markEmployee / research role

Source: LinkedIn work history

Profile coverage5 of 7 · missing posts, contact

Billow AI Labs

AI-native Accounting Firm to Replace the Big-4

Summer 2026

Experience

Career

The Billow AI (YC S26)
Co-founder
Co-Founder · 2026 – Present
2026
Stealth Startup
Chief Technology Officer · 2025
2025
Finnix
Co-founder
Co-Founder (YC W22) · Jakarta, Indonesia · 2022 – 2025
2022
Bloomberg LP
Senior Software Engineer · London, England, United Kingdom · 2020 – 2022
2020
On Deck
ODF Fellow ODF9 · 2021
2021
Booking.com
Software Engineer · Amsterdam Area, Netherlands · 2019 – 2020
2019
Carousell
Senior Software Engineer 2 ( Ads Platform ) · Singapore · 2016 – 2018
2016
Carousell
Software Development Engineer ( Trust & Safety ) · Singapore · 2016 – 2017
2016
Korzen
Fractional CTO · 2017 – 2018
2017
PT. Global Digital Prima (GDP) Venture
Senior Software Development Engineer-GDP LAB · 2014 – 2016
2014

Bio

Co-founder & CTO of Billow AI Labs. Phil (YC W22) had built Bloomberg’s finance "brain" data infra and co-founded/CTO of a trading platform ($1B+ in volume)